{
 "snapshot_at": "2026-10-02T09:51:03Z",
 "brand": "SWSbank",
 "brand_slug": "swsbank",
 "product_id": "I3_TD_9Months",
 "cdr_url": "https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products/I3_TD_9Months",
 "x_v": 7,
 "how_to_fetch": "curl -H 'x-v: 7' 'https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products/I3_TD_9Months'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "features": [
   {
    "featureType": "DIGITAL_BANKING",
    "additionalInfo": "SWSCU Internet banking and App"
   },
   {
    "featureType": "NOTIFICATIONS",
    "additionalInfo": "Alerts"
   }
  ],
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalInfo": "$500"
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "BUSINESS"
   },
   {
    "eligibilityType": "NATURAL_PERSON"
   },
   {
    "eligibilityType": "PENSION_RECIPIENT"
   },
   {
    "eligibilityType": "RESIDENCY_STATUS",
    "additionalValue": "Australian citizen or permanent resident"
   },
   {
    "eligibilityType": "STAFF"
   },
   {
    "eligibilityType": "STUDENT"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.0365",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "tiers": [
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "500.00",
      "maximumValue": "9999.99",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "MONTH",
      "minimumValue": "9",
      "maximumValue": "9",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P9M",
    "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0365",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "500.00",
      "maximumValue": "9999.99",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "MONTH",
      "minimumValue": "9",
      "maximumValue": "9",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P9M",
    "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0365",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "tiers": [
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "49999.99",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "MONTH",
      "minimumValue": "9",
      "maximumValue": "9",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P9M",
    "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0365",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "10000.00",
      "maximumValue": "49999.99",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "MONTH",
      "minimumValue": "9",
      "maximumValue": "9",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P9M",
    "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0365",
    "calculationFrequency": "P1D",
    "applicationType": "MATURITY",
    "tiers": [
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "50000.00",
      "maximumValue": "9999999.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "MONTH",
      "minimumValue": "9",
      "maximumValue": "9",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P9M",
    "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
   },
   {
    "depositRateType": "FIXED",
    "rate": "0.0365",
    "calculationFrequency": "P1D",
    "applicationType": "PERIODIC",
    "applicationFrequency": "P1M",
    "tiers": [
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": "50000.00",
      "maximumValue": "9999999.00",
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "9 Month Term Deposit_Tier",
      "unitOfMeasure": "MONTH",
      "minimumValue": "9",
      "maximumValue": "9",
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P9M",
    "additionalInfoUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/"
   }
  ],
  "productCategory": "TERM_DEPOSITS",
  "productId": "I3_TD_9Months",
  "lastUpdated": "2026-05-11T16:53:22.000+10:00",
  "name": "9 Month Term Deposit",
  "description": "9 Month Term Deposit",
  "brand": "South West Slopes Credit Union",
  "brandName": "South West Slopes Credit Union Ltd trading as SWSbank",
  "applicationUri": "https://swscu.apply-online.com.au/#/3e8f1c2b-4724-4a65-b5d0-2d7eaf64b99b",
  "isTailored": false,
  "additionalInformation": {
   "overviewUri": "https://www.swsbank.com.au/accounts/term-deposits/term-deposit-account/",
   "additionalOverviewUris": [
    {
     "description": "Term Deposit",
     "additionalInfoUri": "https://www.swscu.com.au/savings/term-deposits/term-deposit-account/"
    }
   ]
  }
 }
}