{
 "snapshot_at": "2026-10-02T09:51:12Z",
 "brand": "Woolworths Team Bank",
 "brand_slug": "woolworths-team-bank",
 "product_id": "I12",
 "cdr_url": "https://online.woolworthsteambank.com.au/OpenBanking/cds-au/v1/banking/products/I12",
 "x_v": 4,
 "how_to_fetch": "curl -H 'x-v: 4' 'https://online.woolworthsteambank.com.au/OpenBanking/cds-au/v1/banking/products/I12'",
 "note": "Verbatim copy of the bank's Consumer Data Right product detail response as fetched by Deep Almanac. The live endpoint requires the x-v header shown. snapshot_at is when this version of the record was first fetched; the file is rewritten only when the bank's data changes.",
 "data": {
  "constraints": [
   {
    "constraintType": "MIN_BALANCE",
    "additionalValue": "2000.00",
    "additionalInfo": "",
    "additionalInfoUri": ""
   }
  ],
  "eligibility": [
   {
    "eligibilityType": "OTHER",
    "additionalInfo": "Woolworths Group Limited and Endeavour Group Limited team members, Immediate family members of Woolworths Group Limited and Endeavour Group Limited team members, Previous Woolworths Group Limited and Endeavour Group Limited team members, Those with an affinity to Woolworths Group Limited (e.g. Everyday Rewards member, contractor etc.).",
    "additionalInfoUri": "https://woolworthsteambank.com.au/becoming-member/"
   }
  ],
  "depositRates": [
   {
    "depositRateType": "FIXED",
    "rate": "0.04",
    "calculationFrequency": "P1D",
    "applicationFrequency": "P12M",
    "tiers": [
     {
      "name": "12 MONTHS_Tier",
      "unitOfMeasure": "DOLLAR",
      "minimumValue": 2000.0,
      "maximumValue": 1000000.0,
      "rateApplicationMethod": "WHOLE_BALANCE"
     },
     {
      "name": "12 MONTHS_Tier",
      "unitOfMeasure": "MONTH",
      "minimumValue": 12.0,
      "maximumValue": 12.0,
      "rateApplicationMethod": "WHOLE_BALANCE"
     }
    ],
    "additionalValue": "P12M",
    "additionalInfo": "",
    "additionalInfoUri": "https://woolworthsteambank.com.au/our-interest-rates/"
   }
  ],
  "productId": "I12",
  "effectiveFrom": "2020-09-18T00:00:00.000+10:00",
  "lastUpdated": "2026-07-08T13:14:23.000+10:00",
  "productCategory": "TERM_DEPOSITS",
  "name": "12 MONTHS",
  "description": "12 MONTHS",
  "brand": "WOOLWORTHS TEAM BANK",
  "brandName": "WOOLWORTHS TEAM BANK",
  "applicationUri": "https://woolworthsteambank.snapforms.com.au/form/term-deposit-form",
  "isTailored": false,
  "additionalInformation": {
   "overviewUri": "https://woolworthsteambank.com.au/term-deposits/",
   "termsUri": "https://woolworthsteambank.com.au/term-deposits/",
   "eligibilityUri": "https://woolworthsteambank.com.au/term-deposits/",
   "feesAndPricingUri": "https://woolworthsteambank.com.au/wp-content/uploads/2025/06/PDS-Fees-Charges-Transaction-Limits_07.2025_FINAL.pdf",
   "bundleUri": ""
  }
 }
}