Unloan
ABN 48 123 123 124
Home loans
Unloan publishes 1 home loan product in its product data, giving 6 rates (6 variable). Rates are per annum as published by the bank. The comparison rate is the bank's own figure, which the National Credit Code requires it to calculate on a $150,000 loan over 25 years; it folds in fees and charges, so it is a guide to the cost of a loan of that size only. Offset and redraw are features of the product, as the bank publishes them, and may not apply while a rate is fixed.
Products
Rates
| Product | Rate type | Rate p.a. | Comparison at $150,000 | Purpose | Repayment | LVR | Loan | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|---|---|---|
| Home Loan | Variable | 6.14% | 6.05% | Owner-occupied | Principal & interest | up to 80% | up to $10,000,000 | not updated by the bank since 2026-10-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-15 | source |
| Home Loan | Variable | 6.44% | 6.35% | Owner-occupied | Principal & interest | 80.01–90% | up to $10,000,000 | not updated by the bank since 2026-10-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-15 | source |
| Home Loan | Variable | 6.64% | 6.55% | Owner-occupied | Principal & interest | 80.01–90% | up to $10,000,000 | not updated by the bank since 2026-10-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-15 | source |
| Home Loan | Variable | 6.29% | 6.20% | Investment | Principal & interest | up to 80% | up to $10,000,000 | not updated by the bank since 2026-10-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-15 | source |
| Home Loan | Variable | 6.59% | 6.50% | Investment | Principal & interest | 80.01–90% | up to $10,000,000 | not updated by the bank since 2026-10-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-15 | source |
| Home Loan | Variable | 6.79% | 6.70% | Investment | Principal & interest | 80.01–90% | up to $10,000,000 | not updated by the bank since 2026-10-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-15 | source |
Hover a condition to read the bank's full wording, and a rate type for the bank's own name for it. "not stated" means the bank's feed does not say which loans a rate is for. The "source" link opens our snapshot of the bank's product record.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a $150,000 secured loan over 25 years.
Data
This section is built from the bank's own published product data, plus any term it leaves out that we read from the bank's own pages and any correction where its page contradicts that data. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row:
/au/finance/home-loans/v1/brands/unloan.json: this bank's home loan products and every rate row./au/finance/home-loans/v1/rates.json: all the banks' home loan rate rows in one file./au/finance/home-loans/v1/best.json: the banks ranked per purpose, repayment type, LVR, loan amount and rate type./au/finance/home-loans/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR home loan feed (needs an
x-vheader).
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.