American Express Platinum Reserve Credit Card

credit cardcompanion card

Platinum Reserve Credit Card is a credit card from American Express, read from the issuer's own page and Key Facts Sheet where it publishes one. Its purchase rate is 23.99% and its card fee $0 a year. The issuer calls it "The American Express Platinum Reserve Credit Card".

What the issuer states

Purchase rate

23.99%

Interest-free days

up to 55

Card fee

$0 a year (Annual Fee)

Foreign transaction fee

3.5% of the transaction

Late payment fee

$30

Rewards programme

Membership Rewards

Credit limit

from $3,000

Scheme

American Express

Conditions and offers

• read from the issuer's own page and Key Facts Sheet correct as at 2023-12-20, each figure quoted and re-read daily
• open only to holders of another of the issuer's cards
• cash advances are not offered
• A companion card for holders of the issuer's Platinum Charge, Platinum Business or Centurion Card: $0 annual fee while that card's fee is paid, else the page says you will be charged the annual fee of $395.
• aged 18 or over; Australian citizen, permanent resident or long-term visa holder (12 months or more, not a student visa)
• for annual incomes of $65,000 or more

Data

• American Express's own page for this card.
• The issuer's own documents: terms and conditions, fees.
• The issuer's Key Facts Sheet, correct as at 2023-12-20.
• The sentences each figure was quoted from, re-read daily: "As a Centurion, American Express Platinum or American Express Platinum Business Card Member, you can apply for the Platinum Reserve Credit Card with no annual fee" (annual fee, found today); "Interest rate 23.99% p.a." (purchase rate, found today); "Interest free period of up to 55 days" (interest free days, found today); "Correct as at 20 December 2023" (kfs date, found today); "Minimum credit limit $3,000" (min credit limit, found today); "Late payment fee $30" (late payment fee, found today); "Interest on cash advances Not Offered" (cash advance, found today).
• /au/finance/credit-cards/v1/brands/american-express.json: this issuer's cards as JSON; American Express's page lists them.
• The dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means a sentence these figures were quoted from could not be found on the issuer's page today.

Other cards at American Express

• Essential Rewards Credit Card credit card, 23.99%, $108 a year
• Explorer Credit Card credit card, 23.99%, $395 a year
• Low Rate Credit Card credit card, 10.99%, $0 a year
• Platinum Edge Credit Card credit card, 23.99%, $195 a year
• Qantas Discovery Card credit card, 23.99%, $0 a year
• Qantas Premium Card credit card, 23.99%, $249 a year
• Qantas Ultimate Card credit card, 23.99%, $450 a year
• Velocity Escape Plus Card credit card, 23.99%, $95 a year
• Velocity Platinum Card credit card, 23.99%, $440 a year
• Business Gold Plus Card charge card, $395 a year
• Platinum Business Card charge card, $1,750 a year
• Platinum Card charge card, $1,450 a year
• Qantas Business Rewards Card charge card, $450 a year
• Velocity Business Card charge card, $249 a year