Auswide Bank Low Rate Visa Credit Card

credit card

Low Rate Visa Credit Card is a credit card from Auswide Bank, as the bank publishes it in its product data. Its purchase rate is 9.74% and its card fee $50 a year. It ranks 5th of 52 issuers for a personal card by lowest purchase rate.

What the feed states

Purchase rate

9.74%

Cash advance rate

9.74%

Interest-free days

up to 55

Card fee

$50 a year (ANNUAL_FEE)

Fee offer

Under 25's

Fee offer

Shareholder of Auswide Bank

Fee offer

Hold an Auswide Bank Mortgage

Additional cardholders

offered

Credit limit

$500 to $50,000

Minimum age

18

Scheme

Visa

Conditions and offers

• credit limit $500 to $50,000
• $20 late payment fee
• 3% currency conversion fee on transactions not in Australian dollars
• $3.50 fee per cash advance
• 0% balance transfers for 12 months, reverting to the purchase rate; no interest-free days on purchases while a balance transfer is owed

About this card

A low rate credit card

Data

• Auswide Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/auswide-bank-ltd.json: this issuer's cards as JSON; Auswide Bank's page lists them.
• The bank last updated this record on 2026-06-24; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.