Bank of Melbourne Amplify Rewards Signature

credit card

Amplify Rewards Signature is a credit card from Bank of Melbourne, as the bank publishes it in its product data. Its purchase rate is 23.98% and its card fee $295 a year.

What the feed states

Purchase rate

23.98%

Cash advance rate

23.99%

Interest-free days

up to 45

Card fee

$295 a year (Annual Card Fee)

Fee offer

Amplify Rewards Signature Discounted First Year Fee:

Fee offer

Existing Reduced First year Annual Card Fee

Foreign transaction fee

3% of the transaction

Cash advance fee

3.5%

Late payment fee

$20

Rewards programme

Amplify Signature Rewards, Amplify Rewards Points

Sign-up offer

90000 Earn 90,000 Rewards bonus Points if you spend $9k+ on eligible purchases within 90 days of card approval. $199 first year card fee (reverts to $295 p.a. thereafter). A $75 annual Amplify Rewards Program fee still applies. Offer not available if you've held a BankSA, St.George or Bank of Melbo…

Complimentary insurance

Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australi…

Digital wallets

Apple Pay, Google Pay, Samsung Pay

Additional cardholders

up to 1

Credit limit

$15,000 to $80,000

Minimum age

18

Scheme

Visa

Conditions and offers

• credit limit $15,000 to $80,000
• rewards programme fee $75 a year on top of the card fee
• bonus points not for anyone who has held a Bank of Melbourne, St.George or BankSA rewards card in the last 24 months
• earn rate drops to 0.5 Amplify points per $1 once $10,000 is spent in a statement cycle

Who can apply, in the bank's words

• Have a regular, verifiable Australian taxable income for at least 3 months (18 months for self employed)
• You're up-to-date with your regular repayments (rent or home loan, phone, other credit cards and loans etc.)
• Have a fixed residential address in Australia

About this card

Our top-tier credit card that lets you earn Amplify points

Data

• Bank of Melbourne's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-30.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/bank-of-melbourne.json: this issuer's cards as JSON; Bank of Melbourne's page lists them.
• The bank last updated this record on 2026-10-29; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Bank of Melbourne

• Amplify Business credit card, 19.49%, $89 a year
• Amplify Qantas Platinum credit card, 23.98%, $175 a year
• Amplify Qantas Signature credit card, 23.98%, $295 a year
• Amplify Rewards Platinum credit card, 23.98%, $175 a year
• Business Vantage credit card, 9.99%, $55 a year
• Vertigo credit card, 13.99%, $84 a year