BankSA Amplify Rewards Platinum

credit card

Amplify Rewards Platinum is a credit card from BankSA, as the bank publishes it in its product data. Its purchase rate is 23.98% and its card fee $175 a year. It ranks 19th of 24 issuers for a personal card with a rewards programme, by annual fee.

What the feed states

Purchase rate

23.98%

Cash advance rate

23.99%

Interest-free days

up to 45

Card fee

$175 a year (Annual Card Fee)

Fee offer

Reduced First year Annual Card Fee - New

Fee offer

Existing Reduced First year Annual Card Fee

Foreign transaction fee

3% of the transaction

Cash advance fee

3.5%

Late payment fee

$20

Rewards programme

Amplify Platinum Rewards, Amplify Rewards Points

Sign-up offer

50000 Earn 50,000 bonus Amplify Points if you spend $6k+ on eligible purchases within 90 days of new card approval. Plus, a $99 first year card fee (reverts to $175 p.a. thereafter). A $75 annual Amplify Rewards Program fee still applies. Offer not available if you've held a BankSA, St.George or Ba…

Complimentary insurance

Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australi…

Digital wallets

Apple Pay, Google Pay, Samsung Pay

Additional cardholders

up to 1

Credit limit

$6,000 to $80,000

Minimum age

18

Scheme

Visa

Conditions and offers

• credit limit $6,000 to $80,000
• rewards programme fee $75 a year on top of the card fee
• switches, upgrades and Westpac Group staff are not eligible for the promotion
• earn falls to 0.5 Amplify points per $1 once $5,000 is spent in a statement cycle
• $99 card fee in the first year for a new card, then $175
• bonus points not for anyone who holds or held a St.George, Bank of Melbourne or BankSA Amplify card in the last 24 months, switches or Westpac staff

Who can apply, in the bank's words

• Have a regular, verifiable Australian taxable income for at least 3 months (18 months for self employed)
• You're up-to-date with your regular repayments (rent or home loan, phone, other credit cards and loans etc.)
• Have a fixed residential address in Australia

About this card

Our mid-tier credit card that lets you earn Amplify points

Data

• BankSA's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-30.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/banksa.json: this issuer's cards as JSON; BankSA's page lists them.
• The bank last updated this record on 2026-10-29; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at BankSA

• Amplify Business credit card, 19.49%, $89 a year
• Amplify Qantas Platinum credit card, 23.98%, $175 a year
• Amplify Qantas Signature credit card, 23.98%, $295 a year
• Amplify Rewards Signature credit card, 23.98%, $295 a year
• Vertigo credit card, 13.99%, $84 a year
• VISA Business credit card, 9.99%, $55 a year