BankVic Low Rate Visa Credit Card
credit card
Low Rate Visa Credit Card is a credit card from BankVic, as the bank publishes it in its product data. Its purchase rate is 13.95%; its card fee is not stated in the feed. It ranks 38th of 52 issuers for a personal card by lowest purchase rate; and 22nd of 22 issuers for a personal card by the length of its balance transfer offer.
What the feed states
- Purchase rate
- 13.95%
- Introductory purchase rate
- 8.99% for the first 6 months
- Cash advance rate
- 13.95%
- Interest-free days
- up to 44
- Card fee
- the feed lists no annual or monthly card fee, so none is claimed
- Balance transfer offer
- 8.99% for 6 months (then 13.95%); for new cards
- Digital wallets
- Apple Pay, Google Pay, Fitbit Pay, Garmin Pay, Samsung Pay
- Additional cardholders
- offered
- Credit limit
- $1,000 to $10,000
- Minimum age
- 18
- Scheme
- Visa
Conditions and offers
- corrected from the bank's own page: 8.99% for the first six months on purchases, per the bank's Key Facts Sheet (correct as at August 2026: "Promotional Introductory rate of 8.99% p.a. for the first six months"); the feed says 4.96%; and 8.99% on balance transfers for six months when requested at card application, then the regular purchase rate (13.95%), which its feed carries no offer for
- credit limit $1,000 to $10,000
- 8.99% on balance transfers for 6 months if requested when applying, then the purchase rate
Who can apply, in the bank's words
- BankVic member
About this card
A basic credit card for everyday banking
Data
- BankVic's own page for this card.
- The issuer's documents its feed links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
- The issuer's Key Facts Sheet.
/au/finance/credit-cards/v1/brands/bankvic.json: this issuer's cards as JSON; BankVic's page lists them.- The bank last updated this record on 2025-11-21; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.
Other cards at BankVic
- Qantas Credit Card credit card, 18.95%
We receive no payment from any lender for inclusion or ranking.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates, fees and offers change without notice and issuers may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.