Border Bank Credit Card

credit card

Credit Card is a credit card from Border Bank, as the bank publishes it in its product data. Its purchase rate is 10.76% and its card fee $30 a year. It ranks 11th of 52 issuers for a personal card by lowest purchase rate.

What the feed states

Purchase rate

10.76%

Cash advance rate

10.76%

Interest-free days

up to 55

Card fee

$30 a year (Visa Credit Card Annual Fee)

Foreign transaction fee

3% of the transaction

Cash advance fee

$3.80

Late payment fee

$10

Additional cardholder fee

$5

Digital wallets

Google Pay, Apple Pay, Samsung Pay

Minimum age

18

Scheme

Visa

Conditions and offers

• minimum credit limit $1,000
• annual fee waived in the first year
• must be or become a Border Bank member, 18 or over, living in Australia (citizen, permanent or specified temporary resident, or NZ citizen) or an Australian citizen working overseas

About this card

A Low Rate and low Annual Fee Credit card

Data

• Border Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/border-bank.json: this issuer's cards as JSON; Border Bank's page lists them.
• The bank last updated this record on 2026-07-29; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.