Credit Union SA Education Community Credit Card

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Education Community Credit Card is a credit card from Credit Union SA, as the bank publishes it in its product data. Its purchase rate is 11.49% and its card fee $0 a year.

What the feed states

Purchase rate

11.49%

Introductory purchase rate

0.00% for the first 6 months

Cash advance rate

11.49%

Interest-free days

none stated

Card fee

$0 a year (Education Community Credit Card Periodic)

Fee note

the feed states the fee as $0 with the words: Annual fee is waived for any employee of the education community and students carrying out studies in education.

Digital wallets

Apple Pay, Google Pay, Garmin Pay, Samsung Pay

Additional cardholders

offered

Credit limit

$1,000 to $20,000

Minimum age

18

Scheme

Visa

Conditions and offers

• 0.00% on purchases for the first 6 months, then the purchase rate
• the feed states the fee as $0 with the words: Annual fee is waived for any employee of the education community and students carrying out studies in education.
• credit limit $1,000 to $20,000
• the 0% introductory rate for 6 months also covers balance transfers and cash advances, not only purchases
• for current or former employees of the South Australian education community and education students (and immediate family)

Who can apply, in the bank's words

• Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents…

About this card

Our Education Community Credit Card includes no annual fee, a 0% pa introductory rate for the first six months on purchases, balance transfers and cash advances as well as a low ongoing interest rate after the first 6 months. You’ll have the ability to make fast payments with Google Pay, Apple Pay,…

Data

• Credit Union SA's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/credit-union-sa.json: this issuer's cards as JSON; Credit Union SA's page lists them.
• The bank last updated this record on 2026-06-29; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Credit Union SA

• Visa Credit Card credit card, 11.99%, $59 a year
• Workplace Benefits Credit Card credit card, 11.49%, $0 a year