First Option Bank Visa Credit Card

First Option Bank · Data as of 12 November 2026, 02:35 UTC · generated 12 November 2026, 02:36 UTC. Refreshed daily.

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Visa Credit Card is a credit card from First Option Bank, as the bank publishes it in its product data. Its purchase rate is 10.49% and its card fee $48 a year. It ranks 10th of 52 issuers for a personal card by lowest purchase rate.

What the feed states

Purchase rate: 10.49%
Cash advance rate: 17.99%
Interest-free days: up to 45
Card fee: $48 a year (CREDIT_CARD_ANNUAL_FEE)
Fee offer: Credit Card Annual Fee
Digital wallets: Apple Pay, Samsung Pay
Credit limit: from $500
Minimum age: 18
Scheme: Visa

Conditions and offers

no late payment fee
0.25% of card spending is given to conservation projects at no cost to the cardholder

About this card

Low Rate Visa Credit Card

Data

First Option Bank's own page for this card.
The issuer's documents its feed links to: terms and conditions, fees, eligibility.
Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
The issuer's Key Facts Sheet.
/au/finance/credit-cards/v1/brands/first-option-bank.json: this issuer's cards as JSON; First Option Bank's page lists them.
The bank last updated this record on 2026-06-02; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

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