Horizon Bank Visa Credit Card

credit card

Visa Credit Card is a credit card from Horizon Bank, as the bank publishes it in its product data. Its purchase rate is 12.95% and its card fee $49 a year. It ranks 28th of 52 issuers for a personal card by lowest purchase rate.

What the feed states

Purchase rate

12.95%

Introductory purchase rate

4.99% for the first 5 months

Cash advance rate

12.95%

Interest-free days

up to 55

Card fee

$49 a year

Digital wallets

Apple Pay, Samsung Pay, Google Pay

Additional cardholders

offered

Credit limit

$500 to $30,000

Minimum age

18

Scheme

Visa

Conditions and offers

• corrected from the bank's own page: a $49 annual fee, 4.99% for the first 5 months and a $30,000 maximum limit, per the bank's Key Facts Sheet ("Annual fee $49"; "4.99% p.a. introductory rate – applicable for a 5 month period") and card FAQ; the feed states no fee and a 7.96% introductory rate
• 7.96% on purchases for the first 5 months, then the purchase rate
• $49 annual fee
• late payment fee $10
• credit limit $500 to $30,000
• the introductory rate also applies to balance transfers made in the first 5 months
• must become a Horizon member (anyone can apply)

About this card

VISA CREDIT CARD

Data

• Horizon Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-11-05.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/horizon-bank.json: this issuer's cards as JSON; Horizon Bank's page lists them.
• The bank last updated this record on 2026-11-04; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.