Hume Bank Visa Value

credit cardstale

Visa Value is a credit card from Hume Bank, as the bank publishes it in its product data. Its purchase rate is 11.95%; its card fee is not stated in the feed. It ranks 16th of 52 issuers for a personal card by lowest purchase rate.

What the feed states

Purchase rate

11.95%

Cash advance rate

19.95%

Interest-free days

up to 55

Card fee

the feed lists no annual or monthly card fee, so none is claimed

Digital wallets

Apple Pay, Google Pay, Garmin Pay

Additional cardholders

offered

Credit limit

$500 to $20,000

Minimum age

18

Scheme

Visa

Conditions and offers

• not updated by the bank since 2026-05-01; check its page, as the rate or fee may have changed
• credit limit $500 to $20,000
• 2.85% foreign conversion fee on transactions in a currency other than Australian dollars
• $20 late payment fee
• no annual fee

About this card

Our most popular card: no mess, no fuss, and no nasty surprises.

Data

• Hume Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/hume-bank.json: this issuer's cards as JSON; Hume Bank's page lists them.
• The bank last updated this record on 2026-05-01; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Hume Bank

• Business Visa credit card, 13.60%, $60 a year
• Visa Clear credit card, 14.95%, $30 a year