Newcastle Permanent Value Plus Credit Card

credit card

Value Plus Credit Card is a credit card from Newcastle Permanent, as the bank publishes it in its product data. Its purchase rate is 11.99% and its card fee $49 a year. It ranks 18th of 52 issuers for a personal card by lowest purchase rate.

What the feed states

Purchase rate

11.99%

Cash advance rate

11.99%

Interest-free days

up to 55

Card fee

$49 a year (Annual Fee)

Cash advance fee

2%

Late payment fee

$5

Digital wallets

Google Pay, Apple Pay

Additional cardholders

up to 3

Credit limit

$500 to $20,000

Minimum age

18

Conditions and offers

• credit limit $500 to $20,000

Who can apply, in the bank's words

• employment status: Have a demonstrated ability to afford repayments
• Applicants must meet applicable identification requirements and lending criteria, including demonstrating an ability to afford repayments.

About this card

A personal credit card with up to 55 days interest free on purchases, a low annual fee and competitive interest rate.

Data

• Newcastle Permanent's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-11-06.
• /au/finance/credit-cards/v1/brands/newcastle-permanent.json: this issuer's cards as JSON; Newcastle Permanent's page lists them.
• The bank last updated this record on 2026-11-05; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Newcastle Permanent

• Business Plus Credit Card credit card, 11.99%, $55 a year