Qantas Money Credit Cards Money Everyday Credit Card

credit card

Money Everyday Credit Card is a credit card from Qantas Money Credit Cards, as the bank publishes it in its product data. Its purchase rate is 20.99% and its card fee $99 a year. It ranks 50th of 52 issuers for a personal card by lowest purchase rate; 6th of 22 issuers for a personal card by the length of its balance transfer offer; and 9th of 24 issuers for a personal card with a rewards programme, by annual fee. The feed calls it "Qantas Money Everyday Credit Card".

What the feed states

Purchase rate

20.99%

Cash advance rate

21.99%

Interest-free days

up to 44

Card fee

$99 a year (Annual Fee)

Foreign transaction fee

3% of the transaction

Cash advance fee

3%

Late payment fee

$30

Additional cardholder fee

$25

Balance transfer offer

0.00% for 24 months (3% fee, then 21.99%); for new cards

Rewards programme

Qantas Frequent Flyer

Complimentary insurance

Complimentary Travel Insurance

Digital wallets

Apple Pay, Google Pay

Instalment plans

offered

Additional cardholders

up to 4

Credit limit

$4,000 to $30,000

Minimum income

$35,000 a year

Minimum age

18

Scheme

Mastercard

Conditions and offers

• corrected from the bank's own page: 20.99% on purchases, a $99 annual fee and up to 44 days interest-free; 0% on balance transfers for 24 months with a 3% fee (offer commenced 2 November 2026), which the feed omits
• credit limit $4,000 to $30,000
• minimum income $35,000 a year
• offers are for new primary cardholders
• 0.75 Qantas Points per $1 domestic up to $3,000 a statement period, then 0.4; 1 point per $1 international
• 5,000 bonus Qantas Points for $3,000 spend within 90 days
• balance transfer offer for new cardholders only; total transfers up to 80% of the limit

Who can apply, in the bank's words

• Must have Australian mobile
• Must have Australian residential address
• You must be a Qantas Frequent Flyer member.

About this card

The Product is a low annual fee rewards credit card that provides Individuals with a line of credit facility, the ability to earn Qantas Frequent Flyer Points (Qantas Points) and access to complimentary insurances, with up to 44 days interest free on retail purchases and an annual fee.

Data

• Qantas Money Credit Cards's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-11-07.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/qantas-money-credit-cards.json: this issuer's cards as JSON; Qantas Money Credit Cards's page lists them.
• The bank last updated this record on 2026-11-02; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Qantas Money Credit Cards

• Money Platinum Credit Card credit card, 20.99%, $399 a year
• Money Titanium Credit Card credit card, 20.99%, $1,200 a year