Qudos Bank Lifestyle Plus

credit cardlimited eligibility

Lifestyle Plus is a credit card from Qudos Bank, as the bank publishes it in its product data. Its purchase rate is 19.74% and its card fee $0 a year.

What the feed states

Purchase rate

19.74%

Cash advance rate

19.74%

Interest-free days

up to 55

Card fee

$0 a year (Annual Fee)

Foreign transaction fee

3% of the transaction

Cash advance fee

$3.50

Late payment fee

$0

Additional cardholder fee

none

Digital wallets

Apple Pay, Google Pay

Additional cardholders

up to 1

Credit limit

$1,000 to $20,000

Minimum age

18

Scheme

Visa

Conditions and offers

• corrected from the bank's own page: up to 55 interest-free days, per the bank's card page and its Key Facts Sheet effective 1 November 2026; the feed says 46. 19.74% matches that sheet (a footnote on the page gives 16.35% as the standard rate, which the sheet does not)
• credit limit $1,000 to $20,000
• existing Qudos Bank customers only; new customers are sent to Bank Australia
• up to 55 interest-free days (the feed says 46)
• $0 annual fee and $0 for an additional cardholder

About this card

If you're looking for more freedom in your credit card, our low rate and no annual fee Visa Lifestyle Plus credit card may be for you.

Data

• Qudos Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-31.
• /au/finance/credit-cards/v1/brands/qudos-bank.json: this issuer's cards as JSON; Qudos Bank's page lists them.
• The bank last updated this record on 2026-10-31; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Qudos Bank

• Lifestyle credit card, 12.34%, $0 a year
• VISA Platinum Credit Card credit card, 20.99%, $189 a year