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Regional Australia Bank Your Choice Visa Credit Card

Regional Australia Bank · Data as of 12 November 2026, 02:35 UTC · generated 12 November 2026, 02:36 UTC. Refreshed daily.

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Your Choice Visa Credit Card is a credit card from Regional Australia Bank, as the bank publishes it in its product data. Its purchase rate is 14.69% and its card fee $40 a year. It ranks 46th of 52 issuers for a personal card by lowest purchase rate.

What the feed states

Purchase rate: 14.69%
Cash advance rate: 14.69%
Interest-free days: up to 55
Card fee: $40 a year (Annual Fee )
Fee offer: Partnership Advantage Package
Foreign transaction fee: 3% of the transaction
Additional cardholder fee: none
Digital wallets: Apple Pay, Samsung Pay, Google Pay
Additional cardholders: offered
Credit limit: from $500
Minimum age: 18
Scheme: Visa

Who can apply, in the bank's words

As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.
employment status: Borrowers must demonstrate at least 6 months continuing employment history at the time of application: Ongoing Employment

About this card

Versatile and competitive no frills credit card with low rates, low annual fee and great discounts for home loan borrowers.

Data

Regional Australia Bank's own page for this card.
The issuer's documents its feed links to: terms and conditions, fees, eligibility.
Our verbatim snapshot of the bank's product record (source), as fetched on 2026-11-10.
/au/finance/credit-cards/v1/brands/regional-australia-bank.json: this issuer's cards as JSON; Regional Australia Bank's page lists them.
The bank last updated this record on 2026-06-29; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

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