RSL Money Low Rate Visa Credit Card

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Low Rate Visa Credit Card is a credit card from RSL Money, as the bank publishes it in its product data. Its purchase rate is 11.99% and its card fee $49 a year.

What the feed states

Purchase rate

11.99%

Cash advance rate

19.99%

Interest-free days

up to 55

Card fee

$49 a year (Annual fee - credit card)

Foreign transaction fee

3% of the transaction

Balance transfer offer

0.00% for 12 months (then 19.99%)

Additional cardholders

offered

Credit limit

$2,000 to $50,000

Minimum age

18

Scheme

Visa

Conditions and offers

• corrected from the bank's own page: 0% on balance transfers for 12 months, after which "any remaining balance will be charged at the cash advance rate" (19.99%), per the Key Facts Sheet (effective 1 October 2026); open to RSL members and their spouses, per the target market determination, not only Sub Branch members as the feed says
• credit limit $2,000 to $50,000
• 0% on balance transfers for 12 months from the transfer date, for new cards only
• minimum balance transfer $2,000
• $10 late payment fee
• $4.50 cash advance fee per ATM or cash out withdrawal or transfer; $4.50 overseas ATM withdrawals
• half the $49 annual fee is donated to RSL Australia
• for RSL members and their spouses only

Who can apply, in the bank's words

• Only RSL Sub Branch members can apply for this account
• employment status: Applicants must be currently employed or receiving a regular income.

About this card

With a low annual fee and a low ongoing interest rate for purchases, the Low Rate Visa Credit Card is the only credit card you'll ever need. Plus, with our competitive 12-month balance transfer rate, you can also transfer your outstanding balances from other credit or store cards to RSL Money for 0…

Data

• RSL Money's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/rsl-money.json: this issuer's cards as JSON; RSL Money's page lists them.
• The bank last updated this record on 2026-09-30; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.