Wizit Wizitcard

credit card

Wizitcard is a credit card from Wizit, read from the issuer's own page and Key Facts Sheet where it publishes one. It charges no purchase interest and costs $228 a year ($19 a month). It ranks 2nd of 52 issuers for a personal card by lowest purchase rate.

What the issuer states

Purchase rate

no interest is charged; the card fee below applies instead

Interest-free days

up to 0

Card fee

$228 a year ($19 a month) (Monthly fee)

Fee note

the Monthly fee is not charged in a statement period in which the account had a zero balance and the card was not used

Foreign transaction fee

3% of the transaction

Credit limit

$500 to $5,000

Scheme

Mastercard

Conditions and offers

• no interest is charged on purchases; the card costs $19.00 a month instead
• read from the issuer's own page and Key Facts Sheet correct as at 2026-09-14, each figure quoted and re-read daily
• the Monthly fee is not charged in a statement period in which the account had a zero balance and the card was not used
• a virtual Mastercard in the issuer's app, not a physical card
• credit limit $500 to $5,000
• cash advances are not offered
• A digital-first Mastercard added to Apple or Google Wallet; no physical card is needed to shop.
• The $19 monthly fee is not charged in a statement period in which the account had a zero balance and the card was not used; annual_fee is twelve months of it.
• The late payment fee is $1 for each day the account is overdue, capped at $100 in a rolling 12 months, after a grace period; it is not a single amount.
• not for applicants whose income is more than half pension, carer or jobseeker payments
• late fee $1 a day overdue after a 14-day grace period, capped at $100 a year; $0.55 dishonour fee

Data

• Wizit's own page for this card.
• The issuer's own documents: fees.
• The issuer's Key Facts Sheet, correct as at 2026-09-14.
• The sentences each figure was quoted from, re-read daily: "Interest on purchases 0% p.a." (purchase rate, found today); "Pay a flat $19 monthly fee." (annual fee, found today); "The monthly fee will not be charged if, for the entire statement period, your account had a zero balance and the card was not used." (fee waiver, found today); "Interest free period Not applicable" (interest free days, found today); "Cash advances are not available" (cash advance, found today); "Minimum credit limit $500" (min credit limit, found today); "Now access up to $5,000 with 0% interest on purchases." (max credit limit, found today); "You don’t need a physical card to shop." (virtual card, found today); "Correct as at: 14/09/2026" (kfs date, found today).
• /au/finance/credit-cards/v1/brands/wizit.json: this issuer's cards as JSON; Wizit's page lists them.
• The dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means a sentence these figures were quoted from could not be found on the issuer's page today.