AMP Bank Cash Manager
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Cash Manager is a cash management account from AMP Bank. At $50,000 it pays 4.50% p.a. with no bonus conditions. The feed calls it "AMP Cash Manager".
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $10,000 | 0.00% |
| $10,000.01 – $250,000 | 4.50% |
| $250,000.01 – $4,999,999.99 | 3.85% |
| $5,000,000+ | 2.00% |
Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.
The feed states a maximum balance of $5,000,000.
Conditions
- not updated by the bank since 2026-06-24, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- also open to businesses: the bank's own words are "If you’re an Australian company , unregulated trust , or sole trader , you can apply online, and it will take 10-20 minutes to complete."
Features
- card
- Visa Debit Card
- app
- yes
- Osko
- yes
- transactions
- unlimited
- wallets
- Make payments with Apple Pay, Samsung Pay or Google Pay using your device anywhere you can tap your Visa Debit Card
Fees, limits and who can open it
- monthly fee
- $0
- other fees named
- Currency conversion fee (no amount in the feed)
- maximum balance
- $5,000,000
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal and business customers
About this account
Benefit from a competitive tiered variable interest rate with no minimum deposit required.
Data
- AMP Bank's own page for this account.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: interest-rates-fees, cash-manager, NS5226_Deposit_Products_Terms_and_Conditions.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/amp-my-amp.json: this bank's accounts and every balance band as JSON; AMP Bank's page lists them.- The bank last updated this record on 24 June 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at AMP Bank
All of AMP Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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