Australian Military Bank Christmas Club
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Christmas Club is a savings account from Australian Military Bank. It pays 2.00% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 2.00% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-08-24, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- a Christmas club account: withdrawals are restricted for most of the year
- also open to self-managed super funds (SMSFs): its Account and Access Facility Terms and Conditions, which govern this account, say "You can open an account as a trust account, including a Self-Managed Super Fund (SMSF)."
Features
- app
- yes
- notifications
- yes
Other features, in the bank's words:
- No monthly account keeping fees
- Withdrawals available between 1 November and 31 January each year
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- Archive retrieval fee (no amount in the feed)
- interest paid
- annually
- open to
- personal and SMSF customers
- christmas club
- a Christmas club account: withdrawals are restricted for most of the year
Who can open it, in the bank's own words:
- residency: Individuals must be citizens or permanent residents of Australia.
About this account
With limited withdrawals throughout the year and a direct credit facility available, the Christmas Club Account helps you stay on track with your savings for the festive season.
Data
- Australian Military Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: christmas-club-account, australianmilitarybank.com.au, australianmilitarybank.com.au; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/australian-military-bank.json: this bank's accounts and every balance band as JSON; Australian Military Bank's page lists them.- The bank last updated this record on 24 August 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Australian Military Bank
- DIY Super Saverstale savings account, 4.35% base at $50,000
- Online Saver savings account, 5.10% conditional at $50,000
- Pension Access Accountstale savings account, 2.00% base at $50,000
- Recruit Salary Saverstale savings account, 2.00% base at $50,000
- Access Accountstale transaction account, 0.01% base at $50,000
- Military Clubs Accountstale transaction account, 0.01% base at $50,000
- Military Kids Account transaction account, 0.01% base at $50,000
- Military Rewards Accountstale transaction account, 0.01% base at $50,000
All of Australian Military Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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