BankVic SMSF Saver
savings accountoccupation membershipstaleterms checked
SMSF Saver is a savings account from BankVic. At $50,000 it pays 4.90% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $5,000,000stepped: paid on the part of the balance in this band | 4.90% |
| $5,000,000.01+stepped: paid on the part of the balance in this band | 0.01% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
Conditions
- not updated by the bank since 2026-10-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- members only: police, emergency services, health or government workers and their families (each SMSF trustee must be a member)
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- transactions
- unlimited
Other features, in the bank's words:
- Cheque book available on request
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- open to
- SMSF customers
- occupation membership
- open only to people in certain occupations, or the lender takes members only from them
Who can open it, in the bank's own words:
- You will need to have a Self-Managed Super Fund (SMSF) before you can open an SMSF Saver account.
- Member of BankVIC
About this account
Manage your SMSF cash and enjoy the flexibility of access to your funds
Data
- BankVic's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: savings, BankVic+Terms+%2526+Conditions, Fees+and+Charges; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/bankvic.json: this bank's accounts and every balance band as JSON; BankVic's page lists them.- The bank last updated this record on 1 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at BankVic
- Bonus Saverstale savings account, 5.35% conditional at $50,000
- EasyInveststale savings account, 3.15% base at $50,000
- Little Copper Clubstale savings account, 4.95% base at $50,000
- Pension Plusstale savings account, 4.35% base at $50,000
- Everyday Accountstale transaction account, 0.01% base at $50,000
All of BankVic's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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