Border Bank Savings Plus Account
savings accountterms checked
Savings Plus Account is a savings account from Border Bank. At $50,000 it pays 0.90% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $49,999stepped: paid on the part of the balance in this band | 0.90% |
| $50,000 – $99,999stepped: paid on the part of the balance in this band | 2.05% |
| $100,000 – $249,999stepped: paid on the part of the balance in this band | 4.80% |
| $250,000+stepped: paid on the part of the balance in this band | 0.40% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
Conditions
- members aged 18 or over
Features
- card
- Credit Card
- app
- yes
- Osko
- yes
- PayID
- yes
- PayTo
- yes
- wallets
- Apple Pay, Google Pay, Samsung Pay
Other features, in the bank's words:
- Direct Debits. A facility to make direct debit payments from your account
- Contributes to Reduced Fees program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.
- Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments
- Direct Credits. Set regular payments like your pay sent straight to your account
- Direct Debits. Set up Direct Debits from this account
- ATM withdrawals. up to $1000
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 18 and over
- open to
- personal customers
Who can open it, in the bank's own words:
- residency: Australian Citizen
- residency: Australian Residents
About this account
This high interest rate savings account helps you to earn more on your money. You can manage this account through internet & mobile banking and our app, however you can't access to your funds via a VISA debit card.
Data
- Border Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 12 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: savings-plus, BBS10_Savings-Plus-Account-TMD.pdf, savings-accounts-interest-rates, important-documents, BB_Schedule-of-Fees-and-Charges.pdf, join, BIF01-Membership-Application-Form.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/border-bank.json: this bank's accounts and every balance band as JSON; Border Bank's page lists them.- The bank last updated this record on 11 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Border Bank
- Bonus Saver Accountstale savings account, 4.80% conditional at $50,000
- Dynamo/Flex Accountstale savings account, 2.50% conditional at $50,000
- Retirement Plus Accountstale savings account, 2.50% base at $50,000
- U30 SUPER CHARGE Account savings account, 1.15% base at $50,000
- Easy Access Transaction Accountstale transaction account, 0.01% base at $50,000
- Safeguard Transaction Accountstale transaction account, 0.01% base at $50,000
All of Border Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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