Central Murray Bank Christmas Club Account
savings accountchristmas clubstaleterms checked
Christmas Club Account is a savings account from Central Murray Bank. It pays 0.55% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 0.55% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-07-31, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- a Christmas club account: withdrawals are restricted for most of the year
- funds can be taken out only from 15 November to 15 February; earlier access needs a written request
- interest is paid once a year on 30 November
- must become a member and own a share in the bank to hold an account
Features
- Osko
- yes
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- annually
- interest calculated
- daily
- open to
- personal customers
- christmas club
- a Christmas club account: withdrawals are restricted for most of the year
About this account
CHRISTMAS CLUB ACCOUNT
Data
- Central Murray Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- How often interest is paid comes from the bank's own page, not its product data, checked on 1 November 2026: "Interest paid on the 30 th of November."
- We read the bank's own page and terms against this page on 1 November 2026: christmas-club, disclosure-statements, download.php, download.php, download.php; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/central-murray-bank.json: this bank's accounts and every balance band as JSON; Central Murray Bank's page lists them.- The bank last updated this record on 31 July 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Central Murray Bank
- At Call Savings – Stdstale savings account, 0.01% base at $50,000
- At Call Savings – Stdstale savings account, 0.01% base at $50,000
- Premium Businessstale savings account, 0.07% base at $50,000
- Super Saver Accountstale savings account, 2.25% base at $50,000
- Notice of Withdrawalstale notice account, 0.11% base at $50,000
- Business Accountstale transaction account, 0.01% base at $50,000
- Everyday Accessstale transaction account, 0.01% base at $50,000
- Pensioner Jointstale transaction account
- Pensioner Singlestale transaction account
All of Central Murray Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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