Darling Downs Bank Choice Account – Mortgage Offset Account
transaction accountstale
Choice Account – Mortgage Offset Account is a transaction account from Darling Downs Bank. The feed calls it "CHOICE ACCOUNT".
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
No rate rows could be read from the feed for this product.
Conditions
- not updated by the bank since 2026-10-06, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- card
- yes
- app
- yes
- Osko
- yes
- PayID
- yes
Other features, in the bank's words:
- Personal Cheque Facility
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- open to
- personal customers
Who can open it, in the bank's own words:
- Choice Account to be opened to enable Offset Account to be set up
- residency: Individuals must be citizens or permanaent residents of Australia
- Must be a member of the Credit Union
About this account
CHOICE ACCOUNT
Data
- Our verbatim snapshot of the bank's product record (source), as fetched on 28 October 2026.
/au/finance/savings-accounts/v1/brands/darling-downs-bank.json: this bank's accounts and every balance band as JSON; Darling Downs Bank's page lists them.- The bank last updated this record on 6 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Darling Downs Bank
- Christmas Club savings account, 1.35% base at $50,000
- Education Saver savings account, 1.00% base at $50,000
- Pensioner Choice savings account, 1.40% base at $50,000
- Cash Manager Online cash management account, 3.15% base at $50,000
- Cash Manager Plus cash management account, 1.70% base at $50,000
- Choice Account – S6 transaction account, 0.49% base at $50,000
- Gympie Savings transaction account, 0.30% base at $50,000
- Passbook Account transaction account, 0.79% base at $50,000
- Smart Savers transaction account, 0.90% base at $50,000
- Workings Savings transaction account, 0.31% base at $50,000
All of Darling Downs Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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