Defence Bank Everyday Access

transaction accountstale

Everyday Access is a transaction account from Defence Bank. It pays 0.00% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• not updated by the bank since 2026-03-16, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• also open to self-managed super funds (SMSFs), on request: SMSF trustees can open it on request, and Defence Bank will ask for a copy of the trust deed; its Products and Services Conditions of Use, which govern this account, say "Trust accounts can be opened on request." and list among them a trustee account held by "trustees of a self-managed superannuation fund. When you open a trust account we will ask you for a copy of the trust deed."

Features

card

Select your own Pin

app

yes

Osko

yes

PayID

yes

PayTo

yes

BPAY

yes

notifications

yes

transactions

unlimited

round-ups

yes

wallets

Compatible with digital wallets from Apple, Garmin, Google and Samsung., Replace lost or stolen cards immediately. Using Quick Cards, Members can order a replacement card within the app and be issued with a virtual card that they can add to their digital wallet and use immediately. This removes the stress and inconvenience of having to wait until the physical card arrives to access funds.

Other features, in the bank's words:

• Choose to report your card as lost or stolen or block it temporarily.
• Round Ups
• Bank@Post
• PayTo
• No monthly fees.

Fees, limits and who can open it

monthly fee

$0

other fees named

Visa foreign currency conversion fee (no amount in the feed)

interest paid

annually

interest calculated

daily

open to

personal and SMSF customers

About this account

Your on-the-go transaction account, the Everyday Access account is the way to managing your day-to-day banking.

Data

• Defence Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/defence-bank.json: this bank's accounts and every balance band as JSON; Defence Bank's page lists them.
• The bank last updated this record on 16 March 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Defence Bank

• Cadet Saverstale savings account, 5.25% base at $50,000
• iSaver savings account, 0.50% base at $50,000
• Kids Club Savingsstale savings account, 5.25% base at $50,000
• Max E Saverstale savings account, 5.30% conditional at $50,000
• Salute Accountstale savings account, 4.00% base at $50,000
• Teen Saverstale savings account, 5.25% base at $50,000

All of Defence Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.