Fire Service Credit Union S5 High Interest
savings accountoccupation membershipstaleterms checked
S5 High Interest is a savings account from Fire Service Credit Union. It pays 3.50% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 3.50% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-10-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- Membership limited by occupation: To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services (the lender's words)
- one free withdrawal a month, then $5.00 for each extra withdrawal in the month
- also open to self-managed super funds (SMSFs): the bank's own words are "Existing members may open savings accounts and Fixed Term Deposits for their Trust or Self-Managed Superannuation Funds (SMSF)."
Features
- app
- yes
- Osko
- yes
- PayID
- yes
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal, SMSF and business customers
- occupation membership
- open only to people in certain occupations, or the lender takes members only from them
Who can open it, in the bank's own words:
- business: Available for all members
- To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
- residency: Australian Residents only
About this account
Whether you're saving for a holiday or a speical event this account will help you meet your goals
Data
- Fire Service Credit Union's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: savings-account, rates, Deposit-Accounts-Interest-Rates-9-Oct-2026.pdf, General-Terms-Conditions-Sep-2026.pdf, Fees-and-Charges-25-May-2026.pdf, publications-regulatory-disclosures; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/fire-service-credit-union.json: this bank's accounts and every balance band as JSON; Fire Service Credit Union's page lists them.- The bank last updated this record on 15 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Fire Service Credit Union
- S12 Junior Firefighter Accountstale savings account, 3.90% base at $50,000
- S20 Retiree Accessstale savings account, 1.80% base at $50,000
- S7 Christmas Savings Accountstale savings account, 2.50% base at $50,000
- S8 Savings Accountstale savings account, 1.71% base at $50,000
- S1 On Call Savings transaction account, 0.05% base at $50,000
- S21 Business Accountstale transaction account, 0.05% base at $50,000
All of Fire Service Credit Union's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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