Firefighters Mutual Bank Everyday Direct Account

transaction accountoccupation membershiplinked accountstale

Everyday Direct Account is a transaction account from Firefighters Mutual Bank. It pays 0.00% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• not updated by the bank since 2026-10-30, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• Membership limited to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian emergency services sector or are family members of members (i.e. shareholders) of the Bank. (the lender's words)

Features

card

Visa Debit with payWave

app

yes

Osko

yes

PayID

yes

BPAY

yes

notifications

yes

transactions

unlimited

wallets

Apple Pay, Google Pay, Samsung Pay

Other features, in the bank's words:

• Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available balance.
• Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.

Fees, limits and who can open it

monthly fee

no monthly fee stated

other fees named

INTERNATIONAL_CONVERSION_FEE (no amount in the feed)

interest paid

monthly

interest calculated

daily

open to

personal customers

occupation membership

open only to people in certain occupations, or the lender takes members only from them

linked account

a linked or nominated transaction account is required

Who can open it, in the bank's own words:

• You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian emergency services sector or are family members of members (i.e. shareholders) of the Bank.
• residency: Individuals must be citizens or permanent residents of Australia.

About this account

Your everyday transaction account with VISA Debit access.

Data

• Firefighters Mutual Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 30 October 2026.
• /au/finance/savings-accounts/v1/brands/firefighters-mutual-bank.json: this bank's accounts and every balance band as JSON; Firefighters Mutual Bank's page lists them.
• The bank last updated this record on 30 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Firefighters Mutual Bank

• Essential Saver Account savings account, 5.50% base at $50,000
• Momentum Saverstale savings account, 5.35% conditional at $50,000
• Pension Advantage Account savings account, 3.50% base at $50,000
• Starter Saver Account savings account, 5.75% base at $50,000
• Edvest Cash Management Account cash management account, 1.50% base at $50,000

All of Firefighters Mutual Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.