Horizon Bank Direct
savings accountterms checked
Direct is a savings account from Horizon Bank. It pays 3.50% p.a. with no bonus conditions. The feed calls it "HORIZON DIRECT".
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 3.50% |
One rate on every balance, with no upper limit.
Conditions
- online account with no branch access
- you must be an australian citizen or resident
- opening needs a $2 membership share in horizon credit union, which earns no interest
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- PayTo
- yes
- BPAY
- yes
Other features, in the bank's words:
- anage payments from your bank account using PayTo.
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
About this account
Horizon Direct is our online savings account that attracts a higher interest rate than a normal savings account, because you manage it online without branch assistance or branch access.
Data
- Horizon Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 7 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: horizon-direct, disclosure-documents, interest-rate-schedule, summary-of-accounts-access-facilities-features, general-terms-conditions, fees-charges-schedule; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/horizon-bank.json: this bank's accounts and every balance band as JSON; Horizon Bank's page lists them.- The bank last updated this record on 4 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Horizon Bank
- Christmas Club savings account, 2.25% base at $50,000
- Reward Saver savings account, 0.00% base at $50,000
- SMSF Saver savings account, 3.25% base at $50,000
- Super Savers savings account, 5.50% conditional at $50,000
- Teen Account savings account, 4.25% base at $50,000
- Youth Reward Saver savings account, 5.50% conditional at $50,000
- Cash Management cash management account, 2.25% base at $50,000
- Advantage 55 transaction account, 1.60% base at $50,000
- Business Savings transaction account, 0.01% base at $50,000
- Call Savings – S2 S20001 transaction account, 0.01% base at $50,000
- Call Savings – S4 S40001 transaction account, 0.01% base at $50,000
- Commercial Special Purstale transaction account
- Insurance Savings transaction account, 0.01% base at $50,000
- Redisavings transaction account, 0.01% base at $50,000
All of Horizon Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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