Judo Bank Business Savings Account

savings accountlinked accountstaleterms checked

Business Savings Account is a savings account from Judo Bank. At $50,000 it pays 5.10% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.

The bank's terms set a minimum balance of $1,000, which its feed understates.

Conditions

• not updated by the bank since 2026-10-07, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• a minimum balance of $1,000 to open and keep the account
• a nominated account at another bank in the business's name is required
• withdrawals are capped at $20,000 a day unless Judo agrees a one-off higher limit

Features

app

yes

Other features, in the bank's words:

• Fund via Direct Entry.

Fees, limits and who can open it

monthly fee

no monthly fee stated

minimum balance

$1,000

interest paid

monthly

interest calculated

daily

age

ages 18 and over

open to

business customers

linked account

a linked or nominated transaction account is required

Who can open it, in the bank's own words:

• Judo Business Savings Account - Only the following business entities are eligible to apply online: Private Company Provide an ABN Maximum number of directors is 9 Shareholders must be individuals The company and all directors and shareholders must be Australian tax residents. We cannot accept applications from foreign tax residents Trust with individual trustee(s) Provide an ABN (you cannot apply without one) Provide a certified copy of your trust deed and any amendments Each trustee must be an Australian tax resident individual. We cannot accept applications from foreign tax residents Maximum number of trustees is 6 Incorporated Association Provide an ABN and incorporation registration number (you cannot apply without them) Provide a copy of your Incorporation Certification Chairman, Secretary and Treasurer will need to verify their identity

About this account

A competitive High Interest at-call savings account for Businesses.

Data

• Judo Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 5 November 2026.
• The minimum balance comes from the bank's own document, not its product data, checked on 2 November 2026: "The minimum balance for a JSA is $1,000."
• We read the bank's own page and terms against this page on 1 November 2026: business-savings-account, Judo-Bank-Savings-Accounts-Terms-and-Conditions-20260709.pdf; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/judo-bank.json: this bank's accounts and every balance band as JSON; Judo Bank's page lists them.
• The bank last updated this record on 7 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Judo Bank

• Personal Savings Accountstale savings account, 5.60% conditional at $50,000
• SMSF Savings Accountstale savings account, 5.36% conditional at $50,000
• Alliance Savings Accountstale savings account

All of Judo Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.