ME Bank SpendME
transaction accountstale
SpendME is a transaction account from ME Bank.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
No rate rows could be read from the feed for this product.
Conditions
- not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- app
- yes
- Osko
- yes
- round-ups
- yes
Other features, in the bank's words:
- No withdrawal fees at thousands of Australian ATMs.
- Make payments and transactions in real-time. Send and receive money in an instant with PayID enabled accounts.
- Charged when a balance enquiry is performed at an ATM outside of Australia. A fee may also be charged by the ATM owner which should be displayed on the screen before proceeding with the enquiry or associated withdrawal.
- No overdrawn fees if you happen to overdraw your account.
- Make transactions all from the palm of your hand. Make your money mobile and pay on the go with Apple Pay, Samsung Pay or Google Pay.
- Manage your money easily. Set spending budgets on specific categories like groceries, bills and more. And get personalised insights and real-time alerts all in the palm of your hands with our handy banking app.
Fees, limits and who can open it
- monthly fee
- $0
- other fees named
- Currency Conversion (no amount in the feed)
- age
- ages 14 and over
- open to
- personal customers
Who can open it, in the bank's own words:
- An Australian mobile number
- An Australian residential address
- A smartphone that supports iOS 12.0+ or Android 8.0+.
- An Australian drivers licence or Australian passport or Medicare card
- residency: A citizen or permanent resident of Australia: Resident or Citizen
About this account
The everyday account that does good, every day.
Data
- ME Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
/au/finance/savings-accounts/v1/brands/me-bank-me-go.json: this bank's accounts and every balance band as JSON; ME Bank's page lists them.- The bank last updated this record on 21 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at ME Bank
All of ME Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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