MyState Bank Basic Account

transaction accountstale

Basic Account is a transaction account from MyState Bank.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

No rate rows could be read from the feed for this product.

Conditions

• not updated by the bank since 2026-06-18, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

Visa Debit Card.

app

yes

Osko

yes

PayID

yes

transactions

unlimited

wallets

Apple Pay, Google Pay, Samsung Pay, Garmin Pay.

joint accounts

yes

Fees, limits and who can open it

monthly fee

$0

other fees named

Visa Overseas Emergency Cash Advance, Foreign Currency Conversion (no amount in the feed)

age

ages 13 and over

open to

personal customers

Who can open it, in the bank's own words:

• To open an account, you need to be at least 13 years old, have an Australian residential address and hold a current Commonwealth Seniors Health Card, Health Care Card, DVA Health Card or Pensioner Concession Card. If opening a joint account both customers will need to meet the above criteria
• residency: To open an account, you need to be at least 13 years old, have an Australian residential address and hold a current Commonwealth Seniors Health Card, Health Care Card, DVA Health Card or Pensioner Concession Card.

About this account

Ideal for customers who hold a Commonwealth Seniors Health Card, or Health Care Card or DVA Health Card or Pensioner Concession Card and have an Australian residential address.

Data

• MyState Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/mystate-bank.json: this bank's accounts and every balance band as JSON; MyState Bank's page lists them.
• The bank last updated this record on 18 June 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at MyState Bank

• Bonus Saver savings account, 5.50% conditional at $50,000
• Business Online Saver savings account, 0.60% base at $50,000
• E&P High Yield Account savings account, 4.50% base at $50,000
• Hello Saver Account savings account, 5.50% base at $50,000
• Everyday Business Accountstale transaction account
• Glide Account transaction account, 0.00% base at $50,000

All of MyState Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.