PayPal Australia Personal Account

transaction accountlinked accountstale

Personal Account is a transaction account from PayPal Australia. The feed calls it "PayPal personal account".

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

No rate rows could be read from the feed for this product.

Conditions

• not updated by the bank since 2025-11-30, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

wallets

Accepting Payments from Buyers for Goods and Services (Commercial Transactions), Estimates & Invoices, Make Payments for Goods and Services (Commercial Transactions) or Send Money to Friends and Family (Personal Transactions), Withdraw Money

Other features, in the bank's words:

• Key Benefits. Refer to PayPal's Combined Financial Services Guide and Product Disclosure Statement.

Fees, limits and who can open it

monthly fee

no monthly fee stated

other fees named

Sending Domestic Personal Transaction, Sending International Personal Transaction, Sending Commercial Transaction, Receiving Domestic Commercial Transaction, Receiving International Commercial Transaction, Receiving Fees for Registered Charities and Not-For-Profit Organisations, Micropayment Pricing, Australia Fixed Fee, Currency Conversion Fees, Receiving eCheques, PayPal Payouts (formerly Mass Pay), Other - Expanded Use Fee, Other - Withdrawal Balance Fee (no amount in the feed)

age

ages 18 and over

open to

personal customers

linked account

a linked or nominated transaction account is required

Who can open it, in the bank's own words:

• residency: Legal Agreements for PayPal Services: You must be a resident of Australia
• Terms and Conditions. Refer to the shared URL for complete terms and conditions.

About this account

With a PayPal personal account, you can send and receive money, and buy things online and in person. A PayPal account enables you to make payments using your debit card, credit card, bank account, PayPal balance or other payment methods.

Data

• PayPal Australia's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/paypal-australia.json: this bank's accounts and every balance band as JSON; PayPal Australia's page lists them.
• The bank last updated this record on 30 November 2025. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at PayPal Australia

• Business Accountstale transaction account

All of PayPal Australia's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.