People First Bank / Heritage Bank Everyday Account

transaction accountstale

Everyday Account is a transaction account from People First Bank / Heritage Bank.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

No rate rows could be read from the feed for this product.

Conditions

• not updated by the bank since 2026-05-04, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

Visa Debit Card

app

yes

Osko

yes

PayID

yes

transactions

unlimited

wallets

The Pays

Other features, in the bank's words:

• Ability to transact via our branch network

Fees, limits and who can open it

monthly fee

no monthly fee stated

other fees named

Conversion Fee, Bank Cheque Fee (no amount in the feed)

age

ages 12 and over

open to

personal customers

Who can open it, in the bank's own words:

• residency: Permanent residents of Australia who reside in Australia at the time of membership application are eligible for membership, regardless of citizenship status.

About this account

Flexible transaction account with unlimited selected transactions with no monthly fee

Data

• People First Bank / Heritage Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 27 October 2026.
• /au/finance/savings-accounts/v1/brands/people-first-and-heritage-bank.json: this bank's accounts and every balance band as JSON; People First Bank / Heritage Bank's page lists them.
• The bank last updated this record on 4 May 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at People First Bank / Heritage Bank

• Community and Business Saverstale savings account, 1.60% base at $50,000
• Dream Fundstale savings account, 5.55% conditional at $50,000
• Online Saver Accountstale savings account, 3.45% base at $50,000
• Target Bonus Accountstale savings account, 4.50% conditional at $50,000
• Youth Target Bonus Accountstale savings account, 4.50% conditional at $50,000
• Business Access Accountstale transaction account, 0.01% base at $50,000
• Community and Business Accessstale transaction account
• Simply Access Transaction Accountstale transaction account, 0.01% base at $50,000
• Youth Simply Access Transaction Accountstale transaction account, 0.01% base at $50,000

All of People First Bank / Heritage Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.