Police Credit Union Master Club Account
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Master Club Account is a savings account from Police Credit Union. At $50,000 it pays 1.73% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $1,999.99stepped: paid on the part of the balance in this band | 0.05% |
| $2,000 – $64,200.01stepped: paid on the part of the balance in this band | 1.80% |
| $64,200.02 – $249,999.99stepped: paid on the part of the balance in this band | 2.45% |
| $250,000+stepped: paid on the part of the balance in this band | 4.00% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
Conditions
- not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- open only to pension or allowance recipients
Features
- card
- Visa Debit Card
- app
- yes
- Osko
- yes
- PayID
- yes
- transactions
- unlimited
- wallets
- Apple Pay, Samsung Pay and Google Pay
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 60 and over
- open to
- personal customers
- age limited
- open only to people of certain ages (kids, youth or seniors accounts)
- pensioner
- open only to pension or allowance recipients
Who can open it, in the bank's own words:
- age 60 and over
- pension recipients only: Members aged 60 and over, or those in receipt of a Pension
- Required if an Overdraft is applied for on this account
About this account
An account which pays interest on the savings you set aside for everyday purposes. It is designed to suit members aged 60 and over, or those in receipt of a Pension.
Data
- Police Credit Union's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 5 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: Savings_and_Investment_Interest_Rates.pdf, Information_Statements_Standard_Savings_Account.pdf, rates, savings-investment-accounts, Fees_and_Charges_General_Service_Fees.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/police-credit-union-ltd.json: this bank's accounts and every balance band as JSON; Police Credit Union's page lists them.- The bank last updated this record on 1 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Police Credit Union
- Beans Savings Accountstale savings account, 5.25% conditional at $50,000
- Business Savings Account savings account, 4.60% base at $50,000
- Focus Saver Accountstale savings account, 5.35% conditional at $50,000
- iSavings Accountstale savings account, 2.30% base at $50,000
- Super MyWay Accountstale savings account, 4.15% base at $50,000
- My Limit Prepaid Visa Accountstale transaction account, 0.00% base at $50,000
- Redi Access Accountstale transaction account, 0.00% base at $50,000
- Rural On-Call Savings Accountstale transaction account, 0.05% base at $50,000
All of Police Credit Union's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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