Queensland Country Bank Learners & Earners All Access
transaction accountage limited
Learners & Earners All Access is a transaction account from Queensland Country Bank. At $50,000 it pays 0.01% p.a. with no bonus conditions.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $4,999.99stepped: paid on the part of the balance in this band | 0.00% |
| $5,000+stepped: paid on the part of the balance in this band | 0.01% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
Conditions
- ages 18 to 23
Features
- card
- Visa Debit Card
- app
- yes
- Osko
- yes
- PayID
- yes
- wallets
- APPLE PAY, GOOGLE PAY, SAMSUNG PAY
Fees, limits and who can open it
- monthly fee
- $0
- other fees named
- Overseas Purchase Fee, Transaction Fees (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 18 to 23
- open to
- personal customers
- age limited
- open only to people of certain ages (kids, youth or seniors accounts)
Who can open it, in the bank's own words:
- age 23 and under
- students only: Students undertaking full-time studies or an Australian apprenticeship.
About this account
An everyday banking solution for young people undertaking full-time studies or an apprenticeship
Data
- Queensland Country Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
/au/finance/savings-accounts/v1/brands/queensland-country-bank.json: this bank's accounts and every balance band as JSON; Queensland Country Bank's page lists them.- The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Queensland Country Bank
- Bonus Saver savings account, 4.55% conditional at $50,000
- Business Online Saver savings account, 3.00% base at $50,000
- Christmas Club savings account, 2.70% base at $50,000
- Future Start Savings savings account, 4.55% conditional at $50,000
- Online Saver savings account, 3.00% base at $50,000
- Pension Plus savings account, 3.30% base at $50,000
- Star Saverstale savings account, 3.25% base at $50,000
- Student Money Saver savings account, 4.55% conditional at $50,000
- All Access transaction account, 0.01% base at $50,000
- Business Basic transaction account, 0.01% base at $50,000
- Business Platinum transaction account, 0.01% base at $50,000
- SmartBudget transaction account, 0.01% base at $50,000
All of Queensland Country Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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