RACQ Bank eSave Account
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eSave Account is a savings account from RACQ Bank. It pays 3.25% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 3.25% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- you need a Queensland residential address
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- transactions
- unlimited
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- Default Enforcement Expenses (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 13 and over
- open to
- personal customers
- region limited
- open only to people who live or work in a certain area
Who can open it, in the bank's own words:
- residency: Australian Resident
About this account
Our eSave Account is an online savings account that allows you to earn a competitive rate of interest while your money remains 'at call'. Access to the account is available via internet banking and phone banking only.
Data
- RACQ Bank's own page for this account.
- The bank's documents its product record links to: fees.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: eSave-account, Deposit-Rate-Schedule-13102026.pdf, forms-documents; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/racq-bank.json: this bank's accounts and every balance band as JSON; RACQ Bank's page lists them.- The bank last updated this record on 12 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at RACQ Bank
- Bonus Saver Accountstale savings account, 6.00% conditional at $50,000
- Advantage Plus Accountstale transaction account, 1.80% base at $50,000
- Business Unsecured Current Accountstale transaction account, 0.01% base at $50,000
- Everyday Accountstale transaction account, 0.00% base at $50,000
All of RACQ Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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