St.George Bank Investment Cash Accounts
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Investment Cash Accounts is a cash management account from St.George Bank. It pays 0.10% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 0.10% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-10-28, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- app
- yes
- notifications
- yes
Other features, in the bank's words:
- Variable interest rates may apply and credit interest paid monthly
- No minimum opening balance required
- Automate deposits such as your salary and investment income with direct credits.
- May earn a variable interest rate from the first dollar, calculated daily, paid monthly
- Cash hub for SMSF investors - Can be your cash hub account for your Self-Managed Super Fund and investments
- Internet Banking - View transactions online anytime with Internet Banking.
Fees, limits and who can open it
- monthly fee
- $0
- other fees named
- Foreign Currency Conversion Fee (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 18 and over
- open to
- personal and SMSF customers
Who can open it, in the bank's own words:
- residency: For personal use: Have an Australian residential address.
- For an SMSF: Be a registered Self-Managed Superannuation Fund (SMSF).
- For an SMSF: Signatory on the account is aged 18 years of over.
- For an SMSF: Be operating using an Australian address.
About this account
The Investment Cash Account is a bank account that offers a variable interest rate, with easy access to funds. It can be used to make deposit and withdrawals through a variety of channels for individuals and Self-Managed Superannuation Funds (SMSF).
Data
- St.George Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 28 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: investment-cash-account, SavInvesTransAccounts_Terms.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/st-george-bank.json: this bank's accounts and every balance band as JSON; St.George Bank's page lists them.- The bank last updated this record on 28 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at St.George Bank
- Business Access Saver savings account, 0.95% base at $50,000
- Incentive Saver savings account, 5.65% conditional at $50,000
- Maxi Saver savings account, 1.25% base at $50,000
- Retirement Access Account savings account, 1.73% base at $50,000
- Business Cheque Account Plusstale transaction account, 0.00% base at $50,000
- Complete Freedom Accountstale transaction account
- Concession Accountstale transaction account
- Freedom Business Accountstale transaction account, 0.00% base at $50,000
- Society Cheque Accountstale transaction account, 0.00% base at $50,000
All of St.George Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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