The Capricornian iSaver
savings accountstaleterms checked
iSaver is a savings account from The Capricornian. At $50,000 it pays 0.60% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $4,999.99 | 0.00% |
| $5,000 – $49,999.99 | 0.45% |
| $50,000+ | 0.60% |
Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.
Conditions
- not updated by the bank since 2026-10-08, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- notifications
- yes
Other features, in the bank's words:
- Account sweep available Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available balance
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
Who can open it, in the bank's own words:
- You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you
- residency: Individuals must be citizens or permanent residents of Australia
About this account
An internet-based savings account to help reach your saving goals faster. This online account provides anytime access and rewards you with interest. As an added bonus, the iSaver can be used as an offset account for eligible home loan products to help reduce the monthly interest on your loan.
Data
- The Capricornian's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: i-saver-banking-account, product-rate-fee-disclosures, FINAL-Conditions-of-Use-Clean.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/the-capricornian.json: this bank's accounts and every balance band as JSON; The Capricornian's page lists them.- The bank last updated this record on 8 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at The Capricornian
- Bonus Saver Accountstale savings account, 4.99% conditional at $50,000
- Everyday Saver Accountstale savings account, 0.10% base at $50,000
- Youth Access Accountstale savings account
- Business Access Accountstale transaction account, 0.00% base at $50,000
- Club Accountstale transaction account, 0.00% base at $50,000
- Pension Access Accountstale transaction account, 0.38% base at $50,000
- Personal Access Accountstale transaction account, 0.00% base at $50,000
- Student Access Accountstale transaction account, 0.00% base at $50,000
All of The Capricornian's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
We receive no payment from any lender for inclusion or ranking.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice, bonus interest is paid only in the months an account's conditions are met, and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.