Transport Mutual Credit Union Kids Saver Account
savings accountage limitedterms checked
Kids Saver Account is a savings account from Transport Mutual Credit Union.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $9,999.99stepped: paid on the part of the balance in this band | 3.50% |
| $10,000+stepped: paid on the part of the balance in this band | 0.02% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
The feed states a maximum balance of $10,000.
Conditions
- for children up to 16 years old; accounts for children up to 12 are held by a parent in trust and from 12 to 16 in the child's name
- interest is credited quarterly
Features
The feed lists no features for this account.
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- maximum balance
- $10,000
- interest paid
- quarterly
- interest calculated
- daily
- age
- up to age 17
- open to
- personal customers
- age limited
- open only to people of certain ages (kids, youth or seniors accounts)
Who can open it, in the bank's own words:
- age 17 and under
About this account
KIDS SAVER ACCOUNT
Data
- Transport Mutual Credit Union's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees.
- Our verbatim snapshot of the bank's product record (source), as fetched on 12 November 2026.
- How often interest is paid comes from the bank's own page, not its product data, checked on 1 November 2026: "Interest Income : Calculated daily and paid quarterly."
- We read the bank's own page and terms against this page on 1 November 2026: kids-saver-high-interest-account, interest-rates, fees-and-charges, account-access-facility-conditions-of-use-2025.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/tmcu.json: this bank's accounts and every balance band as JSON; Transport Mutual Credit Union's page lists them.- The bank last updated this record on 12 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Transport Mutual Credit Union
- Christmas Club Account savings account, 3.00% base at $50,000
- Premium Savers Account savings account, 2.25% base at $50,000
- Redifund Account savings account, 1.20% base at $50,000
- Business Account transaction account, 0.07% base at $50,000
- Multi-Access Account transaction account, 0.07% base at $50,000
All of Transport Mutual Credit Union's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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