Unity Bank BusiAccess

transaction accountstale

BusiAccess is a transaction account from Unity Bank. It pays 0.00% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• not updated by the bank since 2026-09-14, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

yes

app

yes

Osko

yes

PayID

yes

PayTo

yes

transactions

unlimited

wallets

Apple Pay, Google Pay, Samsung Pay

Other features, in the bank's words:

• Designed to put you in control of your banking features two-factor authentication, dual authorisation, batch payroll, compatibility with Accounting Packages and so much more
• Our referral relationship an EFTPOS solution that will streamline the processing of your EFTPOS transactions, fast deposits, speed up your service and reduce costs
• Backed by the Government Deposit Guarantee for deposits up to $250,000
• Securely lock your debit card in the Mobile App while you look for it and unlock it again when you find it
• Cards made from 82% recycled PVC
• Find the digital version of your card via the Mobile App before your physical card arrives in the mail.

Fees, limits and who can open it

monthly fee

$5; the bank's words on who does not pay it: Members are exempt from the monthly fee if they: A) Maintain a minimum business balance of $5,000 which is the combined balance of all deposits & borrowings, at all times throughout the month B) Under 25 years or over 65 years C) Held their membership for less than 3 months D) Have zero VISA debit transactions for the month including ATM, eftpos, paywave, digital wallet, online and phone purchases

interest paid

monthly

interest calculated

daily

age

ages 18 and over

open to

business customers

Who can open it, in the bank's own words:

• business: An Australian business with valid ABN/ACN
• residency: Business must be registered in Australia
• You're an owner/director of the Business

About this account

A simple, low-cost business account to help you manage your everyday transactions that gives you easy access to your money 24 hours a day, 7 days a week.

Data

• Unity Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/unity-bank.json: this bank's accounts and every balance band as JSON; Unity Bank's page lists them.
• The bank last updated this record on 14 September 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Unity Bank

• Bonus Saver Accountstale savings account, 4.85% conditional at $50,000
• Christmas Saver Accountstale savings account, 1.10% base at $50,000
• MoneyMAXstale savings account, 4.75% base at $50,000
• Pensioner Plus Accountstale savings account, 2.64% base at $50,000
• Self-Managed Superfund Accountstale savings account, 3.25% base at $50,000
• Access Accountstale transaction account, 0.00% base at $50,000

All of Unity Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.