Up Everyday Account
transaction accountlinked accountstale
Everyday Account is a transaction account from Up. It pays 0.00% p.a. with no bonus conditions.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 0.00% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-10-19, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- card
- yes
- app
- yes
- Osko
- yes
- PayID
- yes
- notifications
- yes
- transactions
- unlimited
- wallets
- Apple Pay, Garmin Pay, Google Pay, Samsung Pay
Other features, in the bank's words:
- No monthly service fee.
- No fees for direct debits.
- No fees for online payments.
- No fees for deposits to savers.
- No fees for domestic ATM withdrawals or enquiries.
- No fees on international transactions.
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 16 and over
- open to
- personal customers
- linked account
- a linked or nominated transaction account is required
About this account
Up’s free everyday account for everyday use. This account comes with a debit card and supports Apple Pay and Osko.
Data
- Up's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
/au/finance/savings-accounts/v1/brands/up.json: this bank's accounts and every balance band as JSON; Up's page lists them.- The bank last updated this record on 19 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Up
- Essentials Saverstale savings account, 2.00% base at $50,000
- Saver savings account, 5.85% conditional at $50,000
All of Up's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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