Berkshire Hathaway Specialty Insurance building insurance: what each policy covers, and who underwrites it
2 building policies from Berkshire Hathaway Specialty Insurance. For each: whether flood and accidental damage are covered, and what happens once the building is left empty, with the sentence from its own documents. Underwritten by Berkshire Hathaway Specialty Insurance Company.
- Website
- bhspecialty.com/
- What it is
- Insurer
- Listed on
- Factories, warehouses and large property (ISR)
- Underwriter
- Berkshire Hathaway Specialty Insurance Company
- APRA
- Authorised by APRA to write new general insurance (listed as Berkshire Hathaway Specialty Insurance Company)
Building policies
BHSI Australia Commercial Property (All Risk Property)
- Type
- Industrial property · Industrial
- Sold
- Not stated
- Left empty
- Not stated.
- Who it is for
- Industry focus includes manufacturing, food & beverage production, transport & logistics/warehousing, real estate portfolios/property owners, healthcare, education, government & infrastructure.
- Documents
- BHSI Australia appetite guide (05-07-2026) (5 July 2026)
- Appetite guide lists 'All Risk Property' under PROPERTY; no minimum or wording published.
The policy
“Berkshire Hathaway Specialty Insurance (BHSI) Australia provides commercial property, casualty, healthcare lines, accident & health, executive and professional lines, cyber, construction, power, energy, mining and marine, transport & logistics liability insurance.”
Source: bhspecialty.com/wp-content/uploads/marketing/Australia-Combined-AAG.pdf · Confirmed on the insurer's page on 13 November 2026.
BHSI Australia Middle Market Property (ISR)
- Type
- Industrial special risks (ISR) · Industrial
- Sold
- Not stated
- Left empty
- Not stated.
- Who it is for
- Middle-market property risks with total insured values starting from AUD 15,000,000.
- Documents
- Middle Market Overview - Australia · Corporate Property Overview - Australia
- Cover is ISR (industrial special risks) wordings, so this is closer to the industrial segment than to small-business property.
- BHSI's property page lists 'Real Estate Portfolios/Property Owners' as an industry focus.
The policy
“ISR Mark IV or V, manuscript forms”
Source: bhspecialty.com/wp-content/uploads/marketing/Middle-Market-Overview-Australia.pdf · Confirmed on the insurer's page on 13 November 2026.
Who it is for
“Opportunities with TIV starting from AUD 15,000,000”
Source: bhspecialty.com/wp-content/uploads/marketing/Middle-Market-Overview-Australia.pdf · Confirmed on the insurer's page on 13 November 2026.
Who underwrites and sells it
Underwriter
“Berkshire Hathaway Specialty Insurance Company (incorporated in Nebraska, USA) ABN 84 600 643 034, AFS License No. 466713”
Source: bhspecialty.com/wp-content/uploads/marketing/Australia-Combined-AAG.pdf · Confirmed on the insurer's page on 13 November 2026.
Berkshire Hathaway Specialty Insurance Company: licence
- AFS licence
- 466713 · BERKSHIRE HATHAWAY SPECIALTY INSURANCE COMPANY
- ABN
- 84600643034
- Licensed since
- 23 April 2015
- Principal business
- Sydney NSW 2000
- General insurance
- Licensed to deal in general insurance products
From ASIC's AFS Licensee dataset, release of 11 November 2026, Creative Commons Attribution 3.0 Australia.
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