Insurance Investment Solutions building insurance: what each policy covers, and who underwrites it
2 building policies from Insurance Investment Solutions. For each: whether flood and accidental damage are covered, and what happens once the building is left empty, with the sentence from its own documents. Underwritten by Lloyd's underwriters.
- Website
- is-insurance.com.au/
- What it is
- Underwriting agency
- Listed on
- Apartment and unit buildings (strata)
- Underwriter
- Lloyd's underwriters
- APRA
- Lloyd's underwriters, which APRA lists separately
- Sold by
- Insurance Investment Solutions (trading as isStrata) · AFSL 487177
Building policies
isStrata Residential Strata Insurance (Lloyd's edition)
- Type
- Residential strata · Residential
- Sold
- Through a broker
- Flood
- Optional extra
- Accidental damage
- Not stated
- Left empty
- Not stated.
- Documents
- Residential Strata PDS RSTRATALLOYDS 2.0 (March 2022) (1 March 2022)
The policy
“isStrata Residential Strata Insurance Policy Wording and Product Disclosure Statement (PDS) RSTRATALLOYDS 2.0 03 2022”
Source: is-insurance.com.au/wp-content/uploads/2023/12/234-002-IS-STRATA-Residential-Strata-Insurance-Policy-Wording-and-Product-Disclosure-Statement-RSTRATALLOYDS-2.0-03.2022_compressed.pdf · Confirmed on the insurer's page on 13 November 2026.
How it is sold
“Purpose-built for brokers, coverholders and reinsurers, our is-Strata and is-Propert y insurance products combine underwriting expertise with smart technology”
Source: is-insurance.com.au/ · Confirmed on the insurer's page on 13 November 2026.
Flood
“Flood unless covered under the Flood Optional Benefit”
Source: is-insurance.com.au/wp-content/uploads/2023/12/234-002-IS-STRATA-Residential-Strata-Insurance-Policy-Wording-and-Product-Disclosure-Statement-RSTRATALLOYDS-2.0-03.2022_compressed.pdf · Confirmed on the insurer's page on 13 November 2026.
isStrata Commercial Strata Insurance (Lloyd's edition)
- Type
- Commercial strata · Commercial
- Sold
- Through a broker
- Flood
- Not stated
- Accidental damage
- Not stated
- Left empty
- Not stated.
- Documents
- Commercial Strata PDS CSTRATALLOYDS 2.0 (March 2022) (1 March 2022)
The policy
“We offer insurance for all strata risks, including: Residential Strata Insurance Commercial Strata Insurance”
Source: is-insurance.com.au/strata-insurance/ · Confirmed on the insurer's page on 13 November 2026.
How it is sold
“Purpose-built for brokers, coverholders and reinsurers, our is-Strata and is-Propert y insurance products combine underwriting expertise with smart technology”
Source: is-insurance.com.au/ · Confirmed on the insurer's page on 13 November 2026.
Who underwrites and sells it
Underwriter
“any summons, notice or process to be served upon the Insurers may be served upon: Lloyd’s Australia Limited Level 16, Suite 1603, 1 Macquarie Place, Sydney NSW 2000”
Source: is-insurance.com.au/wp-content/uploads/2023/12/234-002-IS-STRATA-Residential-Strata-Insurance-Policy-Wording-and-Product-Disclosure-Statement-RSTRATALLOYDS-2.0-03.2022_compressed.pdf · Confirmed on the insurer's page on 13 November 2026.
Who sells it
“isStrata is a trading name of Insurance Investment Solutions (IIS), ABN 94 604 594 345 AFSL 487177.”
Source: is-insurance.com.au/wp-content/uploads/2023/12/234-002-IS-STRATA-Residential-Strata-Insurance-Policy-Wording-and-Product-Disclosure-Statement-RSTRATALLOYDS-2.0-03.2022_compressed.pdf · Confirmed on the insurer's page on 13 November 2026.
Distributor's licence
- AFS licence
- 487177 · INSURANCE INVESTMENT SOLUTIONS PTY LTD
- ABN
- 94604594345
- Licensed since
- 21 October 2016
- Principal business
- Burradoo NSW 2576
From ASIC's AFS Licensee dataset, release of 11 November 2026, Creative Commons Attribution 3.0 Australia.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. What each policy covers and who underwrites it are read from each insurer's own documents by hand and re-checked daily, so a change can take a day to appear, and the policy wording you are issued is what applies to you. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.