Deep Almanac

Liberty Specialty Markets building insurance: what each policy covers, and who underwrites it

2 building policies from Liberty Specialty Markets. For each: whether flood and accidental damage are covered, and what happens once the building is left empty, with the sentence from its own documents. Underwritten by Liberty Mutual Insurance Company.

Website
libertyinternational.com/au/
What it is
Insurer
Listed on
Factories, warehouses and large property (ISR)
Underwriter
Liberty Mutual Insurance Company
APRA
Authorised by APRA to write new general insurance (listed as Liberty Mutual Insurance Company)

Building policies

Liberty Commercial Property

Type
Industrial special risks (ISR) · Industrial
Sold
Not stated
Left empty
Not stated.
Who it is for
Businesses or enterprises with assets valued from $20m, capacity up to $150m per risk, declared values up to $500m.
Documents
Commercial Property insurance product profile · Commercial Property Fast Track claims

The policy

“Liberty offers protection against the financial costs of repair, machinery breakdown and loss of revenue caused by business interruption due to fire, storm and other insured perils.”

Source: libertyinternational.com/au/product/product-property · Confirmed on the insurer's page on 13 November 2026.

Who it is for

“Designed to protect a range of businesses or enterprises with assets valued from $20m with a capacity up to $150m per risk”

Source: libertyinternational.com/au/product/product-property · Confirmed on the insurer's page on 13 November 2026.

Liberty Corporate Property

Type
Industrial special risks (ISR) · Industrial
Sold
Not stated
Left empty
Not stated.
Who it is for
Risks with policy Limit of Liability in excess of $150m and declared values in excess of $500m.

The policy

“Corporate Property”

Source: libertyinternational.com/au/product/product-property · Confirmed on the insurer's page on 13 November 2026.

Who it is for

“Risks with policy Limit of Liability in excess of $150m and declared values in excess of $500m”

Source: libertyinternational.com/au/product/product-property · Confirmed on the insurer's page on 13 November 2026.

Who underwrites and sells it

Underwriter

“Liberty Mutual Insurance Company, Australia Branch (ABN 61 086 083 605) incorporated in Massachusetts, USA (the liability of members is limited)”

Source: libertyinternational.com/au/product/product-property · Confirmed on the insurer's page on 13 November 2026.

Liberty Mutual Insurance Company: licence

AFS licence
530842 · LIBERTY MUTUAL INSURANCE COMPANY
ABN
61086083605
Licensed since
9 December 2021
Principal business
Sydney NSW 2000
General insurance
The licence does not name general insurance products

From ASIC's AFS Licensee dataset, release of 11 November 2026, Creative Commons Attribution 3.0 Australia.

Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. What each policy covers and who underwrites it are read from each insurer's own documents by hand and re-checked daily, so a change can take a day to appear, and the policy wording you are issued is what applies to you. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.