Australia Post Travel Insurance
The terms
- Australia Post Travel Insurance PDS effective 22 April 2025
- Australia Post Travel Insurance Target Market Determination effective 22 October 2025
A travel premium is priced from the trip, so for a price ask Australia Post Travel Insurance — through auspost.com.au/travel-insurance, by phone, or through whoever sells it.
Plans
International
Every limit for one plan: International Comprehensive Plan · International Basic Plan
| Benefit | International Comprehensive Plan | International Basic Plan | Excess |
|---|---|---|---|
| Overseas Medical Expenses | $Unlimited# | $Unlimited# | yes |
| Overseas Dental Expenses | $2,000 | $2,000 | |
| Additional Expenses | $Unlimited~ | $Unlimited~ | |
| Pet cat or dog boarding | $500* | $500* | |
| Airport parking | $500 | $500 | |
| Luggage and Personal Effects | $12,000 | $Nil | |
| Item limit for a camera or video camera | $4,000 | $Nil | |
| Item limit for laptop or tablet computer | $3,000 | $Nil | |
| Item limit for a phone | $1,500 | $Nil | yes |
| Item limit for an artificial limb, removable dental appliance | $1,500 | $Nil | |
| Item limit for any other item | $1,000 | $Nil | |
| Travel Documents | $5,000 | $Nil | yes |
| Delayed Luggage Allowance | $1,100 | $Nil | yes |
| Money | $250 | $Nil | no |
| Rental Car Insurance Excess | $10,000 | $Nil | no |
| Travel Delay | $2,000 | $Nil | no |
| Resumption of Journey | $3,000 | $Nil | yes |
| Special Events | $5,000 | $Nil | yes |
| Hospital Incidentals | $5,000 | $Nil | no |
| Loss of Income | $10,000^ | $Nil | no |
| Disability | $25,000^ | $10,000 | no |
| Accidental Death | $25,000^ | $10,000 | no |
| Personal Liability | $5,000,000 | $5,000,000 | no |
Getting a quote
- The age of every traveller to be covered, not just the eldest.
- Destination, and whether the trip includes a cruise or snow sports, which are often priced or excluded separately.
- Departure and return dates, and for an annual policy the longest single trip.
- The trip cost already paid and non-refundable, which is what a cancellation limit has to cover.
- Any pre-existing medical condition, which is assessed inside the quote and can change the price or the cover.
- Whether they already hold travel cover through a credit card or health fund.
Who this product is designed for, in the insurer’s own words:
product is designed for travellers who want the flexibility to choose options to vary their cover
Who stands behind it
Who carries the risk decides who pays a claim and nothing else: it does not set the price and it does not change what the plans above cover. It is here because a brand’s own site mostly does not say it, and because several of these brands turn out to share one insurer.
| Insurer | Zurich Australian Insurance Limited
ABN 13 000 296 640, AFSL 232507 |
| Register | on APRA’s register and authorised to write new business |
| Sold by | Australia Post Services Pty Ltd
authorised representative |
| Cooling off | 21 days |
The insurer of this product is Zurich Australian Insurance Limited (ZAIL), ABN 13 000 296 640, AFS Licence Number 232507
Data
australia-post.json: this page as data.- Every brand and who underwrites it, and every insurer and plan.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.