Budget Direct Travel Insurance: Basic
The terms
A travel premium is priced from the trip, so for a price ask Budget Direct Travel Insurance — online or by phone.
Conditions
- Covers one overseas trip.
- Worldwide cover is at most 12 months in total.
- A cruise of two or more nights on an ocean or sea outside Australian coastal waters is covered only if Cruise Cover is added, for an extra premium.
- Pre-existing medical conditions are not covered unless the insurer approves them after a health assessment; some listed conditions are covered automatically.
- You must live in Australia, with a Medicare card or a visa to live, work or study here, and be returning home at the end of the trip.
overseas single-trip cruise-add-on pre-existing-if-approved pre-existing-some-included overseas-365-days australian-residents-only
What this plan covers
| Benefit | This plan pays up to | Excess | |
|---|---|---|---|
| Overseas medical expenses (including emergency repatriation/evacuation) | $Unlimited~ | yes | no dollar cap stated |
| Overseas dental expenses | $500 | yes | |
| Additional Expenses | $Unlimited# | yes | no dollar cap stated |
| Luggage and Personal Effects | $2,000 | ||
| Phone or smart watch - limit per item | $750• | ||
| Camera or video camera - limit per item | $1,000• | ||
| Laptop computer - limit per item | $1,000• | ||
| Tablet computer - limit per item | $1,000• | yes | |
| Drone (with or without camera) - limit per item | $750• | ||
| Artificial limb, removable dental appliance, dentures or medical device | $750• | ||
| Jewellery, watch or any other item - limit per item | $750• | ||
| Delayed Luggage Allowance | $600 | yes | |
| Personal Liability | $1,000,000 | no |
What it does not cover
- Amendment or Cancellation Costs
- Money
- Rental Vehicle Insurance Excess
- Travel Delay
- Resumption of Journey
- Missed Connections
- Special Events
- Hospital Incidentals
- Hijacking
- Loss of Income
- Accidental Death
Who stands behind it
| Brand | Budget Direct Travel Insurance |
| Insurer | Zurich Australian Insurance Limited |
| Sold by | Travel Insurance Partners Pty Limited |
Data
budget-direct.json: this brand as data, including this plan.- All Budget Direct Travel Insurance plans · every insurer and plan
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.