Budget Direct Travel Insurance: Essential
The terms
A travel premium is priced from the trip, so for a price ask Budget Direct Travel Insurance — online or by phone.
Conditions
- Covers one overseas trip, or every trip in a year as an Annual Multi-Trip policy up to the trip length chosen.
- Worldwide cover is at most 12 months in total.
- A cruise of two or more nights on an ocean or sea outside Australian coastal waters is covered only if Cruise Cover is added, for an extra premium.
- Pre-existing medical conditions are not covered unless the insurer approves them after a health assessment; some listed conditions are covered automatically.
- You must live in Australia, with a Medicare card or a visa to live, work or study here, and be returning home at the end of the trip.
overseas single-trip annual-multi-trip cruise-add-on pre-existing-if-approved pre-existing-some-included overseas-365-days australian-residents-only
What this plan covers
| Benefit | This plan pays up to | Excess | |
|---|---|---|---|
| Overseas medical expenses (including emergency repatriation/evacuation) | $Unlimited~ | yes | no dollar cap stated |
| Overseas dental expenses | $1,000 | yes | |
| Additional Expenses | $Unlimited# | yes | no dollar cap stated |
| Amendment or Cancellation Costs | $5,000^ (or cover chosen) | yes | the sum insured chosen at purchase |
| Luggage and Personal Effects | $5,000 | ||
| Phone or smart watch - limit per item | $1,000• | ||
| Camera or video camera - limit per item | $2,000• | ||
| Laptop computer - limit per item | $2,000• | ||
| Tablet computer - limit per item | $2,000• | yes | |
| Drone (with or without camera) - limit per item | $1,000• | ||
| Artificial limb, removable dental appliance, dentures or medical device | $1,000• | ||
| Jewellery, watch or any other item - limit per item | $1,000• | ||
| Delayed Luggage Allowance | $800 | yes | |
| Money | $250 | no | |
| Rental Vehicle Insurance Excess | $4,000 | no | |
| Travel Delay | $1,000 | no | |
| Hospital Incidentals | $2,000 | no | |
| Loss of Income | $25,000† | no | |
| Accidental Death | $20,000† | no | |
| Personal Liability | $2,500,000 | no |
What it does not cover
- Resumption of Journey
- Missed Connections
- Special Events
- Hijacking
Who stands behind it
| Brand | Budget Direct Travel Insurance |
| Insurer | Zurich Australian Insurance Limited |
| Sold by | Travel Insurance Partners Pty Limited |
Data
budget-direct.json: this brand as data, including this plan.- All Budget Direct Travel Insurance plans · every insurer and plan
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