Cover-More: Domestic Comprehensive+
The terms
- Cover-More Australia Product Disclosure Statement, 15 October 2025
- Cover-More Travel Insurance Target Market Determination, 7 August 2024
A travel premium is priced from the trip, so for a price ask Cover-More — online or by phone.
Conditions
- Covers one trip within Australia, or every trip in a year as an Annual Multi-Trip policy.
- Cruise Cover is not offered on the domestic plans.
- Pre-existing medical conditions are not covered unless the insurer approves them after a health assessment; some listed conditions are covered automatically.
domestic single-trip annual-multi-trip pre-existing-if-approved pre-existing-some-included
What this plan covers
| Benefit | This plan pays up to | Excess | |
|---|---|---|---|
| Additional Expenses | $25,000 | yes | |
| Return of Mortal Remains | Included in limit above | yes | covered; the limit is stated elsewhere in the document |
| Travel Services Provider Insolvency | $10,000 | no | |
| Amendment or Cancellation Costs | $Cover Chosen^ | yes | the sum insured chosen at purchase |
| Phone or Smart Watch - limit per item• | $2,500 | ||
| Camera or Video Camera - limit per item• | $6,000 | ||
| Laptop Computer - limit per item• | $5,000 | ||
| Tablet Computer - limit per item• | $3,000 | yes | |
| Drone (with or without camera) - limit per item• | $2,000 | ||
| Artificial Limb, Removable Dental Appliance, Dentures or Medical Device E.g. Hearing Aids, CPAP Machine | $1,500 | ||
| Jewellery or Watch or any other item - limit per item• | $1,500 | ||
| Delayed Luggage Allowance | $1,500 | yes | |
| Money | $500 | no | |
| Driving Holidays Cover for the Insurance Excess on Your Personal | $2,500 | no | |
| Rental Vehicle Insurance Excess | $10,000 | no | |
| Travel Delay | $1,000 | no | |
| Resumption of Journey | $2,000 | yes | |
| Missed Connections | $2,000 | yes | |
| Special Events | $2,000 | yes | |
| Loss of Income | $45,000◊ | no | |
| Disability | $30,000◊ | no | |
| Accidental Death | $30,000◊ | no | |
| Personal Liability | $5,000,000 | no | |
| Alternative Staff | $15,000 | no |
What it does not cover
No benefit in this table is stated as not covered for this plan.
Who stands behind it
| Brand | Cover-More |
| Insurer | Zurich Australian Insurance Limited |
| Sold by | Cover-More Insurance Services Pty Ltd |
Data
cover-more.json: this brand as data, including this plan.- All Cover-More plans · every insurer and plan
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