Cover-More: Domestic Comprehensive
The terms
- Cover-More Australia Product Disclosure Statement, 15 October 2025
- Cover-More Travel Insurance Target Market Determination, 7 August 2024
A travel premium is priced from the trip, so for a price ask Cover-More — online or by phone.
Conditions
- Covers one trip within Australia, or every trip in a year as an Annual Multi-Trip policy.
- Cruise Cover is not offered on the domestic plans.
- Pre-existing medical conditions are not covered unless the insurer approves them after a health assessment; some listed conditions are covered automatically.
domestic single-trip annual-multi-trip pre-existing-if-approved pre-existing-some-included
What this plan covers
| Benefit | This plan pays up to | Excess | |
|---|---|---|---|
| Additional Expenses | $10,000 | yes | |
| Return of Mortal Remains | Included in limit above | yes | covered; the limit is stated elsewhere in the document |
| Travel Services Provider Insolvency | $5,000 | no | |
| Amendment or Cancellation Costs | $Cover Chosen^ | yes | the sum insured chosen at purchase |
| Phone or Smart Watch - limit per item• | $1,500 | ||
| Camera or Video Camera - limit per item• | $4,000 | ||
| Laptop Computer - limit per item• | $4,000 | ||
| Tablet Computer - limit per item• | $3,000 | yes | |
| Drone (with or without camera) - limit per item• | $1,200 | ||
| Artificial Limb, Removable Dental Appliance, Dentures or Medical Device E.g. Hearing Aids, CPAP Machine | $1,200 | ||
| Jewellery or Watch or any other item - limit per item• | $1,200 | ||
| Delayed Luggage Allowance | $1,100 | yes | |
| Money | $250 | no | |
| Driving Holidays Cover for the Insurance Excess on Your Personal | $2,500 | no | |
| Rental Vehicle Insurance Excess | $5,000 | no | |
| Travel Delay | $1,000 | no | |
| Special Events | $2,000 | yes | |
| Loss of Income | $30,000 | no | |
| Disability | $25,000◊ | no | |
| Accidental Death | $25,000◊ | no | |
| Personal Liability | $2,500,000 | no |
What it does not cover
- Resumption of Journey
- Missed Connections
- Alternative Staff
Who stands behind it
| Brand | Cover-More |
| Insurer | Zurich Australian Insurance Limited |
| Sold by | Cover-More Insurance Services Pty Ltd |
Data
cover-more.json: this brand as data, including this plan.- All Cover-More plans · every insurer and plan
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.